Insurance cover when you first plan your budget

Make sure that you include any necessary insurance cover when you
first plan your budget.

You can get insurance for most parts of the wedding and the reception, including a sum to cover another photo-shoot, damage to
the bride's dress and a couple of million dollars in public liability cover to give you some protection if someone drops the punch bowl
on a bridesmaid’s foot.

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Any hired gear, clothing or equipment, is usually covered by
insurance but be sure to check with the hire company before you
sign the contract.

Check that your home insurance will cover the gifts and dress while
they are at your home. If they’re not covered, you may be able to
get a low or no-cost cover note for a few weeks if you are a good
customer of the insurance company.

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Don’t forget to get medical insurance that covers you for the
honeymoon if you are traveling outside your own country. The first
place to check is with your current supplier of domestic medical
insurance.

You also need insurance for your luggage, clothing and any
expensive cameras or other items which you carry with you.
This is also something that you should remind any guests who are
coming from overseas to your wedding.

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Yes, some companies offer insurance for the biggest disaster,
cancellation of the wedding. But, you really need to examine the
fine print on any policy which you are considering and get any
clarification in writing before you write a check, or you might be doubly disappointed if you make a claim.